Revenue → Net revenue: $8.9BNet revenue → Operating profit: $5.9BOperating profit → Net profit: $4.8BData processing → Revenue: $4.5BService → Revenue: $4.0BRevenue → Client incentives: $3.5BInternational transaction → Revenue: $3.2BNet revenue → Operating cost: $3.0BOperating cost → Personnel: $1.6BOperating profit → Tax: $1.1BOther → Revenue: $0.8BOperating cost → G&A: $0.4BOperating cost → Marketing: $0.4BOperating cost → Depreciation & amortization: $0.3BOperating cost → Networking & processing: $0.2BOperating cost → Professional fees: $0.2BInterest → Net profit: $0.1BOperating cost → Litigation provision: $0.0BService: $4.0BRevenue: $12.4BData processing: $4.5BInternational transaction: $3.2BOther: $0.8BNet revenue: $8.9BClient incentives: $3.5BOperating profit: $5.9BOperating cost: $3.0BPersonnel: $1.6BMarketing: $0.4BNetworking & processing: $0.2BProfessional fees: $0.2BDepreciation & amortization: $0.3BG&A: $0.4BLitigation provision: $0.0BInterest: $0.1BNet profit: $4.9BTax: $1.1Bcreated with SankeyArt.comService$4.0B8% Y/YRevenue$12.4B10% Y/YData processing$4.5B9% Y/YInternational transaction$3.2B9% Y/YOther$0.8B31% Y/YNet revenue$8.9B10% Y/YClient incentives$3.5B11% Y/YOperating profit$5.9B16% Y/YOperating cost$3.0B-4% Y/YPersonnel$1.6B6% Y/YMarketing$0.4B27% Y/YNetworking & processing$0.2B10% Y/YProfessional fees$0.2B14% Y/YDepreciation & amortization$0.3B12% Y/YG&A$0.4B22% Y/YLitigation provision$13M-97% Y/YInterest$51M-58% Y/YNet profit$4.9B14% Y/YTax$1.1B13% Y/YVisa Inc. Q3 FY24 Income Statement